RBI, SBI organise campaign on unclaimed deposits in Dimapur

DIMAPUR — A district-level awareness-cum-campaign on the settlement of unclaimed deposits on the theme “Your money, your right” was held at the conference hall of the deputy commissioner’s office, Dimapur, on Monday.

The programme was organised under the initiative of the Reserve Bank of India (RBI) and the State Bank of India (SBI) as part of a nationwide campaign launched by the Department of Financial Services, Ministry of Finance, Government of India, to promote the quick and efficient settlement of unclaimed financial assets, according to a DIPR report.

The meeting was chaired by EAC Dimapur, Imtijungla Lemtur, who stated that the campaign seeks to ensure that unclaimed deposits and investments are rightfully returned to their legitimate owners. She encouraged all participants to spread awareness within their respective communities to help facilitate the process and ensure financial transparency.

Speaking at the event, District Lead Manager Rongsenyangla highlighted the growing concern of unclaimed deposits and stressed the importance of financial awareness among the public.

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She explained that many individuals are unaware of dormant or forgotten accounts, matured fixed deposits, unclaimed insurance proceeds, or dividends left unattended due to lack of knowledge or documentation.

She stated that the ongoing campaign is structured around the three pillars of Awareness, Accessibility, and Action (3 A’s) to make the process of tracing and reclaiming unclaimed funds simple, transparent, and citizen-friendly.

Rongsenyangla further informed that unclaimed assets in India as of August 31, 2025, amounted to INR 1.82 lakh crore and urged citizens to take proactive steps in identifying their unclaimed assets. She added that the RBI has launched an online portal, udgam.rbi.org.in, where individuals can check the status of unclaimed deposits.

She also encouraged stakeholders such as village councils, GBs, and community leaders to assist in spreading this vital information so that funds can reach their rightful owners.

The campaign is part of the Government of India’s broader efforts to strengthen financial inclusion and literacy through schemes such as the Pradhan Mantri Jan Dhan Yojana (PMJDY), National Strategy for Financial Education (NSFE), National Centre for Financial Education (NCFE), and Financial Literacy Centres (FLCs).

The programme was attended by representatives from various sectors.