- NEW DELHI — The
State Bank of India (SBI) on Saturday reported 17.89 per cent increase in
operating profit last fiscal (FY25) that crossed INR 1.10 lakh crore, while
operating profit for Q4 grew by 8.83 per cent (year-on-year) to INR 31,286
crore.
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- According to the country’s largest bank by assets, net
profit for FY25 stood at INR 70,901 crore, witnessing a growth of 16.08 per
cent (year-on-year), as per its stock exchange filing.
-
- Profit after tax (PAT) grew to INR 20,698 crore in Q4, from
INR 16,891 crore in the previous quarter (Q3).
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- The net interest income (NII) for FY25 increased by 4.43 per
cent. For the quarter, net interest income, or core income, went up 2.7 per
cent and stood at INR 42,775 crore.
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- The SBI board has declared a dividend of INR 15.9 per share.
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- According to its filing, the gross NPA ratio at 1.82 per
cent improved by 42 bps, while net NPA ratio at 0.47 per cent improved by 10
bps (on-year).
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- “Whole Bank Deposits grew by 9.48 per cent YoY. CASA Deposit
grew by 6.34 per cent YoY. CASA ratio stands at 39.97 per cent (as on 31st
March 2025),” said the bank.
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- SME advances crossed Rs 5 lakh crore, a growth of 16.86 per
cent, followed by Agri advances which grew by 14.29 per cent and retail
personal advances and corporate advances registered annual growth of 11.40 per
cent and 9.00 per cent, respectively.
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- According to SBI results, slippage ratio for FY25 improved
by 7 bps and stood at 0.55 per cent. Slippage Ratio for Q4 improved by 1 bp YoY
and stood at 0.42 per cent.
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- The bank noted that 64 per cent of saving accounts were
acquired digitally through YONO, while share of alternate channels in total
transactions increased from 97.8 per cent in FY24 to 98.2 per cent in FY25.
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- Bank’s ROA and ROE for FY25 stood at 1.10 per cent and 19.87
per cent, respectively.
